By Feature by Forbes Editorial Team

Joseph Plazo didn’t come from Wall Street. That’s exactly why he was able to beat it.

In a hot Quezon City apartment, with fans off and lights out, Joseph Plazo kept coding—driven by vision alone.

A secondhand laptop. A wobbly table. But the simulations ran.

He was coding a tool the world hadn’t asked for—an algorithm that could feel panic before it showed up on a chart.

Now, System 72 outperforms the S&P 500 and predicts volatility like a prophet.

It sidestepped crashes and predicted rebounds with frightening accuracy.

But here’s the twist: Joseph Plazo didn’t sell it to the highest bidder.

## Cracking the Market Without Permission

He never interned at Goldman. He read open-source papers and fed on YouTube lectures.

Instead, he read machine learning papers at night and hustled consulting gigs by day.

“Traders react. I wanted to anticipate,” he says.

He failed—71 times.

Then he built something new. A system that didn’t watch charts—it watched people.

## The Day the Machine Spoke Louder Than Noise

In early 2024, during a geopolitical scare, System 72 called a rebound in tech.

It read hope where humans saw chaos.

By Q3, the firm was posting high-frequency wins with minimal drawdown.

A fund offered $200 million. Plazo walked away.

## The Shock Move: Give It to the Kids

He released the brain—not to banks, but to students.

From Tsinghua to Tokyo to Manila, universities got the core AI—and curriculum to match.

“I built this for understanding—not control,” Plazo announced.

## A New Breed of Thinkers

Today, students across Asia are redefining finance education with System 72.

Some optimize logistics. Others model weather resilience. One group gamified AI for kids.

“It’s behavioral finance—made teachable,” said one young developer.

## Pushback from the Power Players

Economists called it reckless.

“You don’t hand kids a nuke,” one manager scoffed.

But Plazo didn’t back down.

“A tool is only as moral as its user,” he told a Jakarta audience.

The engine’s out there. The steering wheel’s still locked.

## Legacy: Code as Redemption

He told the crowd, “This isn’t about AI. It’s about dignity.”

This Joseph Plazo isn’t just innovation. It’s closure.

He built a door where there was a wall.

## What If the Oracle Was Always Human?

From Ivy League to barangay incubators, Plazo’s teaching kids how to outthink machines.

“Don’t replicate me,” he urges. “Transcend me.”

## Final Word: The Oracle Who Shared the Map

He made billions, then made meaning.

“System 72 was mine. 73? That’s for all of us.”

And in that bet, Joseph Plazo may have already won.